How to successfully buy real estate

The decision has been made: it's time to buy a property. Before diving into the search with great curiosity and enthusiasm, there are a few points to consider. Our overview of the topic offers you optimal preparation, so you can start with peace of mind despite these uncertain times.

Before you start browsing real estate portals, studying listings, and printing out property brochures, you should check your finances. Only when you know beforehand how much property you can actually afford, how much equity you have available, and how high the monthly payment for a mortgage can be, should you begin your search.

Avoid disappointment with a search order

When setting up a search request with a professional real estate agent, you can specify your budget in advance. This saves time and, above all, disappointment if your dream property turns out to be too expensive.

Is the financing in place?

Create a financing plan that takes all costs into account. Don't forget to include closing costs that can't be covered by a loan. If you're unsure what all needs to be considered and how to proceed, contact a financial advisor. A local real estate agent can certainly recommend a professional.

What kind of property are you looking for?

Then ask yourself what kind of property suits you and your needs, or rather, what the people who will be moving in with you want. Are you a city person who loves the hustle and bustle? Or do you prefer peace and quiet surrounded by greenery? Should it be a city apartment in a trendy neighborhood or a detached house in the countryside? One more tip: we all get older, so also consider whether your future home might already be accessible or easily adaptable.

Particularly important: energy consumption

Whether you opt for an existing property or prefer a new build, energy consumption is important. Therefore, check the values ​​listed in the energy performance certificate. Ask yourself the following questions:

• What is the energy demand, and do any renovations need to be carried out to reduce it?
• Do windows and doors need to be renovated to improve energy efficiency?
• Is the insulation sufficient?
• What type of heating system is there?
• What did the previous owner do?
• What does the state stipulate that must be done?

In addition to financial planning, needs, and energy consumption, the following points should also be considered: location, features, and overall condition of the property, encumbrances and restrictions (these can be found in the land register entry), and the zoning plan. Is your head spinning? Search for your property with the help of a real estate agent; they will gladly take care of everything for you and accompany you until you can turn the key in the door of your new home.

Are you looking for a property that perfectly suits you and your needs? Contact us; we'd be happy to advise you on your search and support you throughout the entire purchasing process!

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