Buying property made easy: Our checklist will guide you to your own home – mastering all the steps

Between financing questions, viewing appointments, and contract documents, it's easy to lose track. To ensure you're well-prepared, we've created a practical step-by-step checklist that guides you through all phases of buying a property – from your initial idea to receiving the keys.

Step 1: Define clear goals

• Which property suits you best? (House, apartment, location, size)
• What is your budget? What compromises are you willing to make?

Step 2: Clarify the financing framework

• Determine equity
• Seek financial advice
• Get and compare loan offers
• Obtain a preliminary approval from the bank (credit check)

Step 3: Finding a suitable property

• Check online portals regularly
• Hire or contact a real estate agent
• Organize viewing appointments
• Check the condition of the property (consult an expert if necessary)

Step 4: Prepare for your purchase decision

• View land register extract
• Check energy performance certificate
• Estimate additional costs (e.g., property transfer tax, notary fees)
• Check comparable properties and market prices

Step 5: Agree on the purchase agreement

• Negotiate the purchase price
• Select a notary
• Review the draft contract (if necessary, have a lawyer do so)
• Schedule an appointment for notarization

Step 6: Finalize financing

• Submit a loan application to the bank
• Sign the loan agreement
• Coordinate payment with bank and notary

Step 7: Handover and relocation

• Set a handover date
• Create handover protocol
• Document meter readings
• Take out insurance policies (building, household contents)
• organize the move

Want to avoid mistakes when buying property and have a clear roadmap? Let us advise you personally. Contact us now – we'll guide you step by step to your dream home.

Notes

For the sake of readability, this text uses the generic masculine form. Female and other gender identities are explicitly included where relevant to the statement.

Legal notice: This article does not constitute tax or legal advice for any specific case. Please consult a lawyer and/or tax advisor to clarify the facts of your individual situation.

Photo: © olesiabilkei/Depositphotos.com

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