Assisted living – what advantages does it offer me?

As people age, managing everyday tasks often becomes more difficult. Physical limitations and illnesses can turn simple errands into problems and daily life into a challenge. Assisted living offers significant relief in such situations and allows seniors more freedom than living in a nursing home.

Assisted living involves living in a private apartment specifically designed to support elderly and dependent individuals. These apartments are often located in designated residential areas and buildings. Assisted living combines the advantages of independent living with those of a care facility. Residents can access meals and support services comparable to those provided by a professional care home. If the accommodation is adequately equipped, even individuals with a care level rating can utilize assisted living. Ultimately, the specific circumstances determine the feasibility of comprehensive care and whether assisted living is a suitable option for those requiring intensive care.

What costs will I incur?

Buy? Rent? Additional services? Several factors influence the cost of assisted living. Generally, rental prices are higher than the regional average. Typically, you can expect to pay the local base rent plus utilities, plus a flat fee of approximately 10 to 20 percent of the monthly base rent. This surcharge covers essential building services such as the emergency call system and maintenance. However, rent isn't the only expense. A care fee is also charged, which covers basic support services. This basic care can be supplemented with individually selected additional services.

Offsetting the care allowance against the care payment

Normally, the entire cost of assisted living must be borne by the individual. However, if you receive financial support due to a care level rating, this can be partially offset against the cost of the assisted living fee or deducted from your care allowance.

Assisted living makes life easier for seniors by integrating building services, a built-in emergency call system, and various care and support services. At the same time, it enables independent living and offers the opportunity for free, independent structuring of daily life in one's own apartment.

Are you considering moving into assisted living and unsure what to do with your property? Contact us! We'd be happy to advise you.

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Legal notice: This article does not constitute tax or legal advice for any specific case. Please consult a lawyer and/or tax advisor to clarify the facts of your individual situation.

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